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Terms of Service

Last updated: April 30, 2026  ·  Effective: April 30, 2026

These Terms of Service ("Terms") govern your use of finwhaleadvisory.com and the financial advisory services provided by FinWhale Advisory, a service of Nivas Industries Pvt Limited ("Company," "we," "our," or "us"). By accessing our site or engaging our services, you agree to these Terms.

1. Services Provided

FinWhale Advisory provides outsourced accounting, bookkeeping, tax preparation, payroll management, CFO advisory, and business consulting. The scope, deliverables, fees, and timelines are defined in individual Service Agreements or Engagement Letters.

2. Client Responsibilities

3. Fees and Payment

Monthly retainer fees are billed in advance at the start of each billing cycle. Add-on services are billed upon completion. Fees are due within 15 days of invoice. Late payments may incur a 1.5% monthly service charge. Services may be suspended for accounts more than 30 days overdue.

4. Confidentiality

We treat all client financial information as strictly confidential and will not disclose it to third parties except as required to perform services, as required by law, or with your explicit written consent. Confidentiality obligations survive termination of our engagement.

5. Intellectual Property

All templates, methodologies, and proprietary processes developed by FinWhale Advisory remain our intellectual property. Work product produced specifically for your business becomes your property upon full payment of applicable fees.

6. Limitation of Liability

Our liability for any claims arising from our services is limited to fees paid by you in the three months preceding the claim. We are not liable for indirect, consequential, or punitive damages, or for penalties resulting from inaccurate information you provide.

7. Term and Termination

Monthly agreements continue month-to-month until terminated by either party with 30 days written notice. Annual agreements may be terminated with 30 days notice after the initial 12-month term. We reserve the right to terminate immediately for non-payment or breach of these Terms.

8. Dispute Resolution

Disputes shall first be addressed through good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to binding arbitration under AAA rules in Dallas, Texas. These Terms are governed by the laws of the State of Texas.

9. Contact Us